Governor Ned Lamont

Financial Education

Housing and Homeownership

Every person deserves quality, affordable housing and the dream of homeownership should be within anyone's reach. Affordable housing is also an important component of the state's economic vitality and a key consideration for businesses when making decisions about where to grow and create jobs. Below are a series of programs and initiatives related to Treasurer Denise L. Nappier's efforts in the area of affordable housing and homeownership.

Connecticut Housing Finance Authority (CHFA)

CHFA is a quasi-public housing agency working to expand affordable housing options for Connecticut residents. CHFA offers homebuyer guides, tools, and calculators. Visit

Connecticut Housing Trust Fund

Based on a proposal by Treasurer Nappier, the Connecticut General Assembly enacted legislation in 2005 that establishes a $100 million Housing Trust Fund for Economic Growth and Opportunity. The Trust Fund is administered by the State Department of Housing to provide financing, grants, loan guarantees, low and no-interest loans, and funding for the Connecticut Individual Development Account housing program. Eligible developers include nonprofit entities, municipalities and municipal housing authorities, community development financial institutions, and businesses approved for affordable housing projects. For information contact Edward LaChance at the State Department of Housing, (860) 270-8099, or click here.

Connecticut Housing Coalition

The Connecticut Housing Coalition provides technical assistance, strategic planning services, and industry best-practices training and support to non-profit housing developers. The coalition's goal is to expand housing opportunities for affordable housing development needs throughout the state. For information or materials, contact or visit

Connecticut Fair Housing Center

Visit for free brochures to borrowers facing foreclosure and in need of fair housing protection.

NeighborWorks America

Visit to access information on foreclosure prevention and how to avoid predatory financial products.


A multilingual, 12-module financial education web-based curriculum on credit, money management, and steps to preserve your homeownership. Visit

Connecticut Housing Investment Fund (CHIF)

CHIF is a private non-profit organization that offers several lending programs for down payment assistance, rehabilitation, and energy conservation to homeowners and qualified developers. For information contact or call (860) 233-5165.